Accept payments globally.
Settle in stablecoins.

Local payment acceptance in 105 countries. Near-instant on-chain settlement. Built for merchants where legacy rails throttle, decline, or refuse to operate.

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Operated by Impact Automation · Institutional MPC custody · End-to-end encrypted

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USDC issuer-direct EURC issuer-direct Multi-chain settlement Institutional MPC custody 105 countries · 200+ methods End-to-end encrypted

Thesis

Cross-border settlement still moves at the speed of correspondent banking.
We move it at the speed of stablecoins.

T+2–5 days

Near-instant

Rolling reserves

Zero hold

Hidden FX markups

Flat per-transaction fee

Chargeback exposure

Eliminated on settlement leg

Flow

Three steps. No correspondent banks in the path.

Deposit

Fiat or crypto in. Cards, bank transfer, wallets across 200+ payment methods in 105 countries. Direct stablecoin deposits accepted on the same ledger.

Convert

Fiat to stablecoin. Institutional MPC custody, conversion against a deep book, on-chain transfer batched to the settlement chain of choice.

Settle

Local fiat or stablecoin wallet. Near-instant on the on-chain leg. Final on confirmation.

On-chain leg in ~60 seconds. Same ledger end-to-end. No exchange accounts required at either end.

Coverage

Sized for institutional volume.

Countries with direct acquiring coverage

Payment methods integrated

Settlement currencies, fiat and stable

Chargeback exposure on the settlement leg

Built for the corridors where legacy acquirers throttle, decline, or refuse to operate.

Built for

Sized for four use cases.

FX & CFD brokers

Faster client funding cycles. Eliminated chargeback risk on settlement. Smart routing for high-decline corridors.

E-commerce

Localised checkout in 105 countries. BNPL: Klarna, Affirm, Afterpay, Oney. Reduced cart abandonment.

Digital platforms

Always-on global acquiring. Micro-payment economics. Direct payout to creator wallets.

Regulated B2B

Institutional audit trail. Standardised reporting cadence. On-chain finality for settlement disputes.

Difference

Same problem space. Different settlement physics.

Dimension	IMPACT LINK	Typical PSP
Settlement speed	Near-instant on-chain leg, ~60 seconds. Final on confirmation.	T+2 to T+5 business days. Rolling reserve held against future risk.
Cost structure	Flat per-transaction fee. No surcharge on high-risk verticals. No FX spread on the settlement leg.	Layered interchange, scheme, and processing fees. Explicit surcharge on regulated and high-risk MCCs. Hidden FX markup.
Cross-border success	Direct local acquiring across 105 countries. Smart routing on declines. Localised method coverage at checkout.	Single-acquirer routing. Decline rates of 15–25% on emerging-market corridors. Limited alternative-method coverage.
Audit posture	EU-domiciled. Institutional MPC custody with multi-sig governance. Every settlement is an on-chain receipt — auditable, immutable.	Crypto rails outsourced to a third party or unsupported. Audit trail spans multiple counterparties.

Global reach

Direct acquiring across four regional spines.

Europe & UK

EEA, UK, Switzerland. SEPA and local banking integrations.

Americas

US, Canada, Mexico, Brazil, LATAM hubs. ELO, Hipercard, Cabal, Argencard.

Asia-Pacific

Singapore, Hong Kong, Japan, Australia, Malaysia, Cambodia. UnionPay, JCB.

Middle East & Africa

UAE, Saudi (Mada), Egypt (Meeza), South Africa.

Three tiers, one settlement layer.

Tier 01 · Global cards

07 networks

Visa, Mastercard, American Express, Discover, Diners, JCB, UnionPay

Tier 02 · Digital wallets

04 surfaces

Apple Pay, Google Pay, PayPal, Click to Pay

Tier 03 · Localised & alternative

21 rails

Trustly, Sofort, EPS, Giropay, Przelewy24, Blik, Interac, Maestro, Mada, Meeza, Bancontact, Dankort, PostFinance, ELO, Hipercard, AstroPay, TrustPay, Klarna, Affirm, Afterpay, Oney

Trust

Four assurances. No others required.

EU-domiciled operation

EU-domiciled control entity. Standardised reporting cadence across the bloc.

Institutional custody

Multi-party-computation custody with multi-signature governance. End-to-end encrypted card environment.

Automated oversight

Real-time AML/KYC, sanctions and PEP screening, transaction surveillance with rules engine.

Transparent finality

Every settlement is on-chain, auditable, immutable. Reconciliation is a query, not a process.

Deploy

Two ways to connect.

01 · Plugin

Drop into the platform you already run.

Configured plugins for the platforms you already run. Toggle on, configure keys, ship.

WooCommerce v.7+ · Shopify · Magento 2.4+ · OpenCart 3.x/4.x · Time to live ~1 day · No engineering required

02 · Hosted checkout

Branded redirect, fully PCI-scoped on our side.

Branded redirect, fully PCI-scoped on our side. Zero card data touches your stack.

38 locales · 3DS2 / SCA native · End-to-end encrypted · Lift: redirect only

Either path: no exchange accounts, no separate crypto treasury, no extra setup for end clients.

Link into the future of digital commerce.

Hands-on integration support. Automated operations. Built to scale.

[email protected] Download the institutional brief (PDF, 12 pages)

Cross-border settlement still moves at the speed of correspondent banking.We move it at the speed of stablecoins.